Homebuyer Financial Assistance
As part of our mission to make quality, affordable housing available to hard-working community members, Tarrant County Housing Partnership administers a number of programs that provide down payment, closing cost or principle reduction assistance for homebuyers of lower and moderate incomes.
This assistance is coupled with homebuyer education that will help prospective homeowners learn more about the process of purchasing a home and what it takes to sustain a lifetime of successful homeownership. (Minimally, completion of TCHP’s orientation class is required to be considered for assistance. Learn more.)
Other eligibility requirements vary by program and some financial assistance programs are limited to a specific property or city.
Important note: The TCHP Orientation Class is the first step in the application process. The homebuyer training workshop follows next, and is required to participate in the financial assistance programs. A TCHP housing advisor can provide additional information. View a class schedule.
HOMEBUYER ASSISTANCE PROGRAMS AT A GLANCE:
Tarrant County Housing Partnership Neighborhood Stabilization (TCHP NSP)
Tarrant County Housing Partnership's Neighborhood Stabilization Program provides property-specific down payment or principle reduction assistance of up to $30,000 for qualified buyers who don’t currently own a home and meet income eligibility and other requirements. These funds may also pay for the qualifying homebuyer’s normal and customary closing costs.
Learn more about this program.
Worksheet for Lenders.
Homes purchased under this program must have a TREC or home inspection AND a minimum housing standards inspection completed; the home must pass each of these inspections prior to approval for funding.
View a list of inspectors qualified to perform minimum housing standards/HQS inspections and TREC inspections.
View a list of TCHP properties available through TCHP NSP.
Arlington Homebuyers Assistance Program (AHAP)
This program offers up to $7,500 in down payment assistance for qualified first-time buyers with household incomes that don’t exceed 80% of the area median income ($55,350 for a family of four, for example). Up to $10,000 in assistance is available for buyers with a disabled household member or who are purchasing homes in areas specially targeted for revitalization, known as NRSAs.
Learn more about program requirements.
View NRSA map.
Learn more about minimum property standards.
AHAP assistance may be applied towards the purchase of any home in the city limits of Arlington, including updated, affordable, ready-to-move-in properties owned by Tarrant County Housing Partnership.
View a list of TCHP properties available through AHAP.
Tarrant County Community Development Homebuyer Assistance Program (TCCD)
This program provides property-specific down payment and/or closing cost assistance for qualified first-time homebuyers whose household income doesn't exceed 80% of the area media income ($54,350 for a family of four, for example).
Learn more about this program.
Download homebuyer agreement.
Tarrant County Community Development First-Time Homebuyer Program (TCCD FTHB)
This program offers up to $7,500 in down payment and closing cost assistance for qualified first-time homebuyers with gross household incomes that don’t exceed 80% of area median income ($55,350 for a family of four, for example). Assistance is available for all cities in Tarrant County, excluding the cities of Fort Worth, Grand Prairie, and Arlington, for homes that meet minimum property standards.
Learn more about program guidelines.
Learn more about property standards.
Development Corporation of Tarrant County (DCTC)
This program provides up to $10,000 in property-specific down payment assistance for buyers with household incomes that are no more than 80% of the area median income ($55,350 for a family of four, for example). Learn more about this program.
View properties available through DCTC.
Arlington Neigborhood Stabilization Program (Arlington NSP)
The City of Arlington's Neighborhood Stabilization Program provides property-specific down payment or principle reduction assistance of $10,0000 or $20,0000 for qualified buyers who don't currently own a home and meet income eligiblity requirements. Additionally, the City of Arlington will pay the qualifying homebuyer's normal and customary closing costs. Learn more about this program.
